Benefits of Bank Islam Card

Bank Islam Card (“BIC”) is the first purely Shariah contract based credit card to be offered to Muslims and non-Muslims in Malaysia. This card is completely free from any "riba" or "gharar".

Some of the benefits of using the BIC:-

FREE - Group Family Takaful Coverage Plan and Benevolence.

Convenience – offer no hassle shopping, no cash, no checks, no additional identification.

Security – lost cash can be used by anyone, lost a card you may protected from unauthorized use.

Emergency protection – like a security blanket that will cover in most situations.

Universal acceptance – accepted at as many as over 20 millions merchant locations worldwide and cash from ATM.

Simplified record keeping – record all transactions for the month & tracking money goes is easier.

Value added benefits – rebates program, contributions to customers’ favorite charity (zakat, MAKNA) or other benefits that they won’t get with paying by cash.

Flexibility – to take advantage of sales & special offers, then pay later according to personal spending plan.

Easier budgeting – plan to finance a major purchase and pay it off on a schedule that fits customers’ budget.

Essential for mail, phone or internet purchase – universal guarantee of customers’ good financial standing, simplifies and speeds up mail ordering / internet purchase.

Have a problem to make a payment? We offer a multiple repayment channels for your convenience:-

1. Auto-Debit from Bank Islam’s savings / current account.


2. Internet Banking Facilities via our website (http://www.bankislam.com.my/).


3. Payment via SMS Banking.


4. Cash Deposit Machine at Bank Islam's branches nationwide.


5. Mail your cheque to Bank Islam Card Centre.


6. Cash or cheque deposit at Bank Islam branches.


7. Interbank GIRO facilities through other banks’ deposits accounts.

So... why wait? Share your interest with my sales team at Bank Islam branch located at Plaza Sentral, KL. You may call or SMS the following mates for assistance:-

1. Rosmah (Business Mgr) - 019-333 1036 / rosmah@bankislam.com.my


2. Rosli Suliman - 012-314 3513


3. Nur Afzan - 017-297 3380


4. Adhwa - 012-644 4596


5. Shamsul - 017-206 2800.